Will your life cover be valid if you move to another country?

24 Sep 2019

For many expatriates living abroad, life cover is not something that is thought about everyday. A policy gets taken out and you don’t worry about it thereafter. There are however several things to consider if you have moved abroad.

•    Will your life cover still be valid or payout in another country?
•    Have you read the terms and conditions of your life cover?
•    Do you know how much and what you are covered for?
•    When was the last time you reviewed your cover?
•    Have you informed your life insurance company of your relocation abroad?

Your original life cover taken out in your home country may be invalid if you are living abroad. And if it is valid, it may not be sufficient cover to provide for your loved ones in their new country. The value of the payout once converted to the currency you are using in your new country may not be sufficient. International life cover could potentially be the ideal solution for expatriates.

The purpose of international life cover is to provide you with the peace of mind that your family and loved ones are protected in the event of your premature death, no matter where you live in the world.


•    Worldwide protection for expats living and working abroad
•    Low monthly premiums
•    Guaranteed premiums for entire contract term

“You don’t buy life insurance because you are going to die, but because those you love are going to live.” - Unknown

Speak to your deVere consultant about taking out international life cover or to review your existing cover. [email protected]

Please note, the above is for education purposes only and does not constitute advice. You should always contact your deVere adviser for a personal consultation.

* No liability can be accepted for any actions taken or refrained from being taken, as a result of reading the above.